Built on trust and security
Shika Creators maintains the highest standards of regulatory compliance and security to protect you and your customers.
Security Measures
Multiple layers of protection for your data and transactions
Encryption
- TLS 1.3 for all data in transit
- AES-256 encryption for data at rest
- End-to-end encryption for sensitive operations
Access Control
- Role-based access control (RBAC)
- Multi-factor authentication required
- Regular access reviews and audits
Monitoring
- 24/7 security monitoring
- Real-time fraud detection
- Automated threat response
Infrastructure
- Redundant data centers
- DDoS protection
- Regular penetration testing
Anti-Money Laundering Program
Shika Creators maintains a comprehensive AML program to prevent financial crime and ensure compliance with Ghana's Anti-Money Laundering Act, 2020 (Act 1044).
Know Your Customer (KYC)
Comprehensive identity verification for all merchants including document verification, business registration checks, and beneficial ownership identification.
Transaction Monitoring
Real-time monitoring of transactions using machine learning to detect suspicious patterns and flag potential money laundering activities.
Sanctions Screening
Automated screening against global sanctions lists including UN, EU, OFAC, and local regulatory lists.
Suspicious Activity Reporting
Established procedures for identifying and reporting suspicious transactions to the Financial Intelligence Centre (FIC).
Merchant Due Diligence
All merchants undergo thorough verification before accessing live payment processing. This includes:
- Business registration verification
- Director/owner identity verification
- Business address verification
- Sanctions and PEP screening
- Business model assessment
Report a Concern
If you have concerns about compliance, security, or potential fraud, please contact us immediately. All reports are treated confidentially.